Program Eligibility

Program Eligibility

Determining a check's eligibility for the program

A check is eligible if....

  • The amount is no more than $5,000 (or multiple checks, not exceeding this limit). There are no minimum dollar restrictions.
  • It was received in Scott County and deposited in a bank in exchange for goods or services presumed "good" at the time of acceptance.
  • A collection attempt can be documented in which the check writer had at least 20 days to make the check good.
  • It is submitted to the program within 180 days from the date on the check.
  • A photo I.D. (driver's license, military I.D., state identification card) was recorded at the time of the transaction.

A check is ineligible if....

  • It is post-dated.
  • Both parties knew there were insufficient funds at the time of transaction.
  • It is a two party, government, or payroll check.
  • The check involves an "extension of credit," or was payment on an account.
  • The identity of the check writer is unknown.
  • There is no amount or signature on the check.
  • Checks ineligible for the Check Offender Services Program may be pursued via the small claims court process or by a private collection agency.